A new kind of credit insight is coming.
Raporto helps people understand and navigate their credit.
We're currently rebuilding our service and aren't offering products or comparisons right now - but you don't need Raporto to take positive steps with your credit today. Below is a clear, free way to get started.
Raporto is not currently accepting new customers or offering services.
What we're building
We're working on a new way to think about credit insight - designed to be calmer, clearer, and more useful in real life.
Our focus is on:
- Clear, plain-English insight rather than noise
- Practical actions you can take, not just information
- A service built around long-term consumer outcomes
We'll share more when it's ready.
You can still take control today
You don't need Raporto to access your credit information. Every UK consumer has the right to request their statutory credit report for free.
This is the simplest way to see what information lenders use when assessing applications, and to check that what's recorded about you is accurate.
Get your free statutory credit report
Different lenders use different Credit Reference Agencies, so it can be worth checking more than one.
TransUnion - statutory credit report
Commonly used by telecoms providers and newer lenders.
Visit TransUnionWhat to check when you open your report
- Are your name, address and date of birth correct?
- Are old accounts marked settled or closed when they should be?
- Do you recognise all the credit accounts listed?
- Are there any missed or late payments you don't recognise?
- Be aware that different agencies may show slightly different information.
If something doesn't look right, each credit reference agency explains how to raise a correction.
If money is tight or you're feeling unsure
Credit can feel confusing or stressful, especially if money is tight. If you need free, impartial help with debt, budgeting, or financial decisions, MoneyHelper provides clear guidance and support.